Summer

I have used the wonderful scrapkit "Wynter`s Favorite" from Pspgirl
http://pspgirlplace.blogspot.com/search/label/Scrap

Made in PSP X2

Here is what your need:

Filters
Mura`s Filter Meister - copies

The image here is a ruler for you to see where you are

New image 600x600 Flood fill with white
Edit copy - pspgirl_wynter_favorite_paper4 - paste as a new layer

Layer - new mask layer
from image

layer - merge - merge group

Edit copy - pspgirl_wynter_favorite_element32 - paste as a new layer

Edit copy - pspgirl_wynter_favorite_element40 - paste as a new layer
Image - resize - 1 time 85% make sure that all layers are unchecked
Layers - duplicate
Image - flip
layers - merge - merge down
Effects - texture effects - mosaic antique

Edit copy - jamiekidd_summer - paste as a new layer
Image - resize - 1 time 75% make sure that all layers are unchecked
effects - 3d effects - drop shadow

Layers - duplicate
layers - arrange - move down 2 times
aktivate the top layer
draw with lasso tool like here

hit delete

Edit copy - pspgirl_wynter_favorite_element4 - paste as a new layer
Image - resize 1 time 35% make sure that all layers are unchecked
effects - 3d effects - drop shadow

Edit copy - pspgirl_wynter_favorite_element31 - paste as a new layer
Image - resize 1 time 55% make sure that all layers are unchecked
drop shadow as before
move in place as finished image

Edit copy - pspgirl_wynter_favorite_element24 - paste as a new layer
Image - resize 1 time 55% make sure that all layers are unchecked
drop shadow as before
move in place as finished image

Edit copy - pspgirl_wynter_favorite_element7 - paste as a new layer
Image - resize 1 time 55% make sure that all layers are unchecked
drop shadow as before
move in place as finished image

Edit copy - pspgirl_wynter_favorite_element10 - paste as a new layer
Image - resize 1 time 45% make sure that all layers are unchecked
drop shadow as before
move in place as finished image

Edit copy - pspgirl_wynter_favorite_element8 - paste as a new layer
Image - resize 1 time 35% make sure that all layers are unchecked
drop shadow as before
move in place as finished image

Edit copy - pspgirl_wynter_favorite_element29 - paste as a new layer
Image - resize 1 time 35% make sure that all layers are unchecked
drop shadow as before
move in place as finished image

Edit copy - pspgirl_wynter_favorite_element49 - paste as a new layer
drop shadow as before
move in place as finished image

Edit copy - pspgirl_wynter_favorite_element41 - paste as a new layer
Image - resize 1 time 30% make sure that all layers are unchecked
move down to the left corner
so it fit between the lines on element49
effects - plugins - Mura`s Filter Meister - copies

Edit copy - pspgirl_wynter_favorite_element18 - paste as a new layer
Image - resize 1 time 35% make sure that all layers are unchecked
drop shadow as before
move in place as finished image
with the lasso tool draw like here

hit delete

Layers - merge - merge all

Add your name

Save as jpg